Terms and Conditions and Disclaimers
Last Updated: September 15, 2026
Welcome to MelissaHorvath.com. This website is owned and operated by Salt and Grey Co., LLC, a Pennsylvania limited liability company (“Company,” “we,” “us,” or “our”).
By visiting or using this website, you agree to the following Terms & Conditions and Disclaimers. If you do not agree with these terms, please do not use this website.
1. Website Use
MelissaHorvath.com is an informational and lifestyle website created to share books, devotionals, faith-based encouragement, home and lifestyle content, product recommendations, resources, and related information.
At this time, we do not sell products directly through this website. Any purchases you make are completed through third-party websites, such as Amazon, LTK, rewardStyle, or other linked retailers. We are not responsible for the ordering process, shipping, returns, refunds, product availability, pricing, customer service, or policies of any third-party website.
Free Digital Downloads & Promotional Materials
From time to time, Melissa Horvath may offer free digital gifts, downloads, printables, guides, devotionals, wallpapers, graphics, worksheets, preorder bonuses, or other promotional materials through this website.
These materials are provided for your personal, non-commercial use only and remain the property of Melissa Horvath or the applicable rights holder. Receiving or downloading these materials does not transfer any ownership rights to you.
You may not sell, resell, reproduce, republish, redistribute, sublicense, modify, create derivative works from, commercially exploit, or otherwise use these materials for any commercial purpose without prior written permission. You may not upload or distribute these materials through another website, social media account, marketplace, shared drive, membership, email list, or other platform for use by others.
All rights not expressly granted are reserved.
2. Affiliate Disclosure
Some links on this website may be affiliate links. This means we may earn a small commission if you click a link and make a purchase, at no additional cost to you.
MelissaHorvath.com may participate in affiliate programs including, but not limited to, Amazon Associates, LTK, rewardStyle, and other affiliate or referral programs. We only share products, books, gifts, or resources we believe may be helpful, meaningful, or relevant to our audience, but you are always responsible for deciding whether a product or service is right for you.
As an Amazon Associate, Salt and Grey Co., LLC may earn from qualifying purchases.
3. Third-Party Links
This website may contain links to third-party websites, retailers, social media platforms, affiliate partners, publishers, or other external resources. These links are provided for your convenience.
Once you leave MelissaHorvath.com, you are subject to the terms, privacy policies, return policies, shipping policies, and practices of that third-party website. We do not control and are not responsible for the content, accuracy, availability, products, services, policies, or practices of any third-party website.
4. No Professional Advice
The content on MelissaHorvath.com, including blog posts, devotional content, book descriptions, lifestyle content, recommendations, and resources, is provided for general informational, inspirational, and educational purposes only.
Nothing on this website should be considered professional, legal, medical, financial, mental health, counseling, or spiritual leadership advice. While faith-based encouragement may be shared, it is not a substitute for professional care, pastoral guidance, counseling, medical treatment, legal advice, or financial advice.
You should consult the appropriate professional for advice related to your specific situation.
5. Intellectual Property
All content on this website, including text, copy, images, graphics, logos, branding, designs, book content, downloads, videos, layouts, and other materials, is owned by or licensed to Melissa Horvath or Salt and Grey Co., LLC unless otherwise stated.
You may view, share, or link to our content for personal, non-commercial use, provided proper credit is given. You may not copy, reproduce, republish, modify, distribute, sell, or use any website content for commercial purposes without prior written permission.
All book titles, product names, brand names, logos, and trademarks remain the property of their respective owners.
6. AI-Assisted Content and Images
Some content, images, graphics, copy, layouts, or creative materials on this website may be created, edited, enhanced, or supported with the assistance of artificial intelligence tools. We make reasonable efforts to ensure that any AI-assisted content used on this website is consistent with our brand, values, and the information we intend to share.
AI-assisted images or edits may be used for creative, styling, marketing, or illustrative purposes and may not always represent an untouched photograph or exact real-life scene. We do not intend to use AI-assisted content in a misleading way.
Any reviews, testimonials, reader feedback, or personal experiences shared on this website are intended to reflect real feedback or real experiences and are not knowingly fabricated by artificial intelligence.
7. User Submissions
If you submit information through a contact form, email, newsletter signup, or other communication method, you agree to provide accurate information and to use the website in a lawful and respectful manner.
By submitting a message, inquiry, testimonial, comment, or other content, you grant us permission to review and respond to your submission. We are not obligated to respond to every inquiry.
Please do not submit confidential, sensitive, spam, or private information through the website contact form.
8. Email Signups and Communications
If you choose to sign up for our newsletter or email list, you may receive updates, encouragement, product or book announcements, promotional content, and other communications from us.
You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the email.
We do not sell your personal information.
9. Privacy
We respect your privacy. Information submitted through newsletter forms, contact forms, or email may be used to communicate with you, respond to inquiries, send requested information, or provide updates if you have opted in.
We do not sell personal information. However, third-party platforms used to operate this website, process email signups, manage analytics, or provide affiliate links may collect certain information according to their own privacy policies.
For a more complete explanation of how information is collected and used, please refer to our Privacy Policy, if separately provided.
10. Accuracy of Information
We do our best to provide accurate and up-to-date information, but we make no guarantees that all content on this website is complete, current, or error-free.
Product details, pricing, availability, ratings, reviews, shipping timelines, promotions, and retailer information may change without notice. Please verify all details directly with the third-party retailer or source before making a purchase.
11. Testimonials, Reviews, and Results
From time to time, this website may share reviews, testimonials, reader feedback, product experiences, or personal stories. These reflect individual experiences and opinions and do not guarantee that you will have the same experience or result.
Any book, devotional, journal, or product mentioned on this website is intended to encourage and support, but individual experiences may vary.
12. Limitation of Liability
By using this website, you agree that Salt and Grey Co., LLC, Melissa Horvath, and any related owners, employees, contractors, partners, or affiliates will not be liable for any damages, losses, claims, or issues arising from your use of this website, reliance on website content, purchase of third-party products, or interaction with third-party websites.
Your use of this website and any third-party links is at your own risk.
Accessibility Statement
Salt and Grey Co., LLC is committed to providing a website experience that is accessible and welcoming to all visitors, regardless of technology or ability. We are always working to improve the accessibility and usability of MelissaHorvath.com and aim to follow recognized accessibility standards, including the Web Content Accessibility Guidelines, where reasonably possible.
Because website content, third-party platforms, embedded tools, affiliate links, social media features, and outside retailer pages may change over time, we cannot guarantee that every page, feature, file, or third-party link will be fully accessible at all times. However, accessibility is important to us, and we welcome feedback if you experience any difficulty using or accessing any part of this website.
If you encounter an accessibility barrier or need assistance accessing information on MelissaHorvath.com, please contact us at:
Email: [email protected]
When contacting us, please include the page URL, a description of the issue, and the type of assistive technology or browser you are using, if applicable. We will make reasonable efforts to respond and address the issue as promptly as possible.
13. Indemnification
You agree to indemnify and hold harmless Salt and Grey Co., LLC, Melissa Horvath, and any related owners, employees, contractors, partners, or affiliates from any claims, damages, losses, liabilities, costs, or expenses arising from your use of this website, violation of these terms, or misuse of the website content.
14. Changes to These Terms
We may update these Terms & Conditions and Disclaimers at any time. Any updates will be posted on this page with a revised “Last Updated” date. Your continued use of the website after changes are posted means you accept the updated terms.
15. Governing Law
These Terms & Conditions and Disclaimers are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.
16. Contact
For questions about these Terms & Conditions and Disclaimers, please contact:
Salt and Grey Co., LLC
Email: [email protected]